Benefits for VETERANS
Your Service Comes With Benefits
The Property Twins℠ Real Estate Team specializes in assisting active-duty military and veterans by leveraging their VA home-buying benefits to secure favorable financing options and navigate the home-buying process smoothly. They offer personalized support and expert advice to ensure that military personnel can find and purchase their dream homes with confidence and ease.
Benefits ofHome Ownership
Build Personal Wealth
Ownership can build wealth over time
Buying vs Renting
Long term, buying can cost less
Equity Accumulation
You can build equity every month
Savings Accumulation
A mortgage can act as a forced savings
Mortgage Tax Benefits
Many deductions available to owners
Additional Tax Credits
Gain deductions on home equity lines
Get even more with yourVA BENEFIT
No Down Payment Required
VA home loans allow eligible veterans and active-duty service members to purchase a home without needing a down payment, making homeownership more accessible.
Competitive Interest Rates
VA loans often offer lower interest rates compared to conventional loans, which can result in significant savings over the life of the mortgage.
No Private Mortgage Insurance
Unlike many conventional loans, VA home loans do not require borrowers to pay for private mortgage insurance, reducing overall monthly costs.
Easier Qualification Standards
VA home loans have more flexible credit and income requirements, making it easier for veterans and active-duty service members to qualify.
Assistance with Closing Costs
Sellers can pay all of a buyer’s loan-related closing costs and up to 4% in concessions, which can include things like prepaid taxes and insurance.
Foreclosure Avoidance Support
The VA offers counseling and assistance to veterans facing financial difficulties to help them avoid foreclosure and stay in their homes.
